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What’s the Difference between Term Insurance and Universal/Whole Life Insurance?

The combination of record-setting natural disasters, an increase in distracted-driving accidents, and higher new vehicle costs as well as the increasing prevalence of tech-loaded vehicles means personal auto insurance cariers will be increasing personal auto insurance premiums in 2020.

The hot new concept being marketed by auto insurance carriers is the use of usage-based telematics as a way for safe drivers to reduce their auto insurance premiums. GEICO calls their program Drive Easy, Progressive calls their program Snap Shot, and Travelers calls their program Intellidrive.

On August 30th Hurricane Ida slammed into the New Orleans Coast; as the storm tracked its way north east it dropped prodigious amounts of rain before exiting off the coast of New York on September 2nd.

It’s not too late to make sure you home is ready for the cold weather and snow. Before the cold weather sets in, you should do a walk around the outside of your home to be sure there are no obvious signs of anything that will allow the cold or water into your home. If you notice anything that looks like it may allow cold air or water into your home, it should be repaired immediately before the really cold weather sets in.

Builder’s Risk Insurance is for properties that are under the course of construction. This type of coverage is essential in helping to protect construction projects, however it is complex and is often misunderstood. Having a properly structured Builder’s Risk policy in place is crucial to having a successful risk management program.

Did you know that over 3,370 home burglaries occur in the U.S. every day? Despite the increased availability and presence of home security cameras, there has been a noticeable increase in home break-ins over the last couple of years. Many homeowners underestimate the possibility of their home being